Imagine a parent or spouse passes away and there is no will in place? This happens all too frequently and the impact can be devastating to the Estate at a time when grief is already at a peak.
Janet Kim Sing
Choosing exactly when to retire is an intensely personal decision that requires many parts of your life to align. Considerations need to be made for finances, health, mental fortitude and how much passion you still have for what you do. Connecting with a financial advisor who can help you put together a retirement plan is the first step to getting your ducks in a row.
Maria Dawes
A common question that we get asked when meeting with prospective clients is, “What can you do for me that my current advisor can’t?” Of course, every firm will have their own answer on what makes them stand out from the crowd.
At some point before or during retirement, most people will start seriously thinking about when they should downsize their home. In reality, this can be a very complex question and the solution is not a one-size-fits-all answer.
Our objective in working closely with our clients is to craft a tailored investment strategy which operates as a dynamic blueprint designed to help them reach their financial goals.
I cannot stress strongly enough how important it is for everyone to have a valid will, as well as to select a person to act as Power of Attorney for them.
We have established that not only is it okay to have a retirement plan in place, but that planning is in fact good and effective stewardship. So, what does someone approaching retirement need to do to be prepared?
A good steward thinks generationally. While Proverbs 13 supports leaving an inheritance to your children, I believe that what this ultimately looks like requires a great deal of wisdom.
During this past quarter, portfolio managers at Capstone had the opportunity to attend the annual CFA conference in London, England, along with economists and financial professionals from all over the world. The theme was “Disruption” and the time was spent exploring the various risks present in the global market and how these could manifest themselves to “disrupt” markets and ultimately investor portfolio returns.
Capstone Asset Management
